1. Eligibility
By using PayMeTM, you confirm you’re authorized to transact for your business or personal account and comply with applicable laws.

2. Account Registration
You agree to provide accurate information. You’re responsible for account security and confidential login credentials.

3. Payment Services & Fees

  • PayMeTM enables payments via multiple channels (card, mobile wallets, bank transfers)

  • Transaction fees, refund fees, and settlement timelines are specified in your merchant agreement

4. Transaction Handling

  • Funds are settled as per agreed schedules

  • Refund requests must follow the merchant’s refund policy within specified timeframes

5. Security & Compliance

  • Transactions are secured under PCI‑DSS

  • You must comply with anti‑fraud and anti‑money laundering rules

6. Liability & Indemnity

  • We’re not liable for indirect losses or business interruption

  • You agree to indemnify us from claims due to misuse of our service

7. Termination
Either party may terminate with notice. Outstanding payments or disputes will be resolved per agreement.

8. Governing Law
These Terms are governed by Bangladesh law and any disputes will be subject to the courts in Dhaka.

9. Changes to Terms
We may amend these Terms. Updates will be posted and effective as of the stated date.